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Total Permanent Disability Insurance

Total Permanent Disability Insurance

Total Permanent Disability (TPD) insurance provides for you in the event that you become totally or permanently disabled due to accident or illness and are unable to work. 

You will be paid a lump sum that will allow you to gain access to the best medical care and allow you to continue living with quality of life. 

What are the key features?

  • Two options for cover: 
    • Own Occupation - Totally and Permanently Disabled and unable to perform the tasks specific to your occupation or
    • Any Occupation - Totally and Permanently Disabled and unable to perform tasks of any occupation you are qualified to do based on your education, skills, experience and training
  • Lump sum payment in the event that you become permanently disabled and are unable to earn an income
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Your circumstances, financial commitments and insurer offerings can change over time. We provide ongoing reviews and support to help ensure your cover remains appropriate as life evolves.

And if you ever need to claim, we work directly with the insurer on your behalf and guide you through the process.

Ready to explore your options? Book a consultation